About Bob Williams

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So far Bob Williams has created 96 blog entries.

Healthy People Need to Save More for Retirement

By |2019-08-20T08:42:05-04:00August 20th, 2019|Markets|

It sounds crazy, but if you’re healthy you probably need to save more for retirement than people with a battery of health issues. Why? Statistically, people who are healthy will live longer. That means more years paying for healthcare in a system where costs continue to increase exponentially. So, the longer you live the more [...]

The Lump Sum Distribution Monster

By |2019-08-19T12:38:54-04:00August 19th, 2019|Financial Planning, Retirement|

It’s the end of an era, at least for Baby Boomers. Some have already retired; many more can see the finish line of their working years. For Boomers with highly appreciated company stock in their 401(k) a major decision is whether to do an IRA rollover, leave the money in the employer plan, or use [...]

SPECIAL REPORT: The Definitive Guide to Medicare

By |2019-08-16T13:47:22-04:00August 16th, 2019|Financial Planning, Retirement|

There’s a common misconception that Medicare is a simple, automatic process when you turn 65. Nothing could be further from the truth. The responsibility to enroll is on your shoulders, and if you miss deadlines or don’t enroll in just the right way, you can incur penalties that will consume chunks of your retirement income [...]

Terminal Diagnosis Affects Social Security Timing

By |2019-08-13T14:20:24-04:00August 13th, 2019|Financial Planning|

Knowing the various Social Security benefits available to you and the best time to claim those benefits can be a challenge. It requires research on your part, because many people are getting incorrect information from Social Security representatives, as noted in an audit by the Social Security Administration’s Office of the Inspector General. But how [...]

It’s Time to Tell the Truth – Advisor or Broker

By |2019-08-12T10:20:15-04:00August 12th, 2019|Financial Planning|

I’ve been telling you for a while that some people who bill themselves as financial advisors are really financial salespeople, which begs the question, “Are they really acting in your best interest?” Apparently, the federal government now agrees with me. It’s become popular for brokers to market themselves as financial advisors. They tell you they [...]

The Battle Over Tom Petty’s Estate

By |2019-07-29T13:06:21-04:00July 29th, 2019|Financial Planning|

Tom Petty is in good company, not just as a rock-n-roll legend, but as another star whose estate is in turmoil. The plethora of lawsuits are Free Fallin’ as Petty’s wife, Dana, and the two daughters from a previous marriage, Adria and Annakim, fight over control of the $95 million he left behind. Unlike Aretha [...]